{"dataset":"Married vs Single Car-Insurance Factors (Filed)","description":"Filed married-vs-single rating factors from carrier SERFF filings — how much more a single driver pays than a married one at the same age and gender (bodily injury). Within-carrier only.","publisher":"FastAutoQuote","source":"State DOI rate filings via SERFF (filingaccess.serff.com), verified against the source PDF","license":"https://fastautoquote.org/terms-of-service","canonical":"https://fastautoquote.org/do-married-drivers-pay-less-for-car-insurance","pressContact":"press@fastautoquote.org","carriers":[{"carrier":"Mercury","state":"NV","serffTracking":"MERY-133976815","effectiveDate":"2024-06-26","coverage":"Bodily Injury","referenceProfile":"Female, age 35","source":"Mercury Casualty, Nevada — Driver Class Table, BI (female age 35 reference).","caveat":null,"marriedFactor":1.09,"singleFactor":1.48,"singleOverMarriedPercent":36},{"carrier":"State Farm","state":"VA","serffTracking":"SFMA-134688491","effectiveDate":"2025-12-11","coverage":"Bodily Injury / PD","referenceProfile":"Male, age 25","source":"State Farm Mutual, Virginia — Base Driver Factors, BIPD (male age 25 reference).","caveat":null,"marriedFactor":1.15,"singleFactor":1.35,"singleOverMarriedPercent":17},{"carrier":"Safeco","state":"WA","serffTracking":"LBRM-128951020","effectiveDate":"2013-04-22","coverage":"Bodily Injury","referenceProfile":"Female, age 30","source":"Safeco Insurance Company of America, Washington — Marital/Gender/Age driver factor table, BI (female age 30 reference).","caveat":null,"marriedFactor":0.95,"singleFactor":1.07,"singleOverMarriedPercent":13}]}